Bonds Not for Young People

Why Bonds Should NOT be Part of a Young Person’s Portfolio

Bonds aren’t all bad – they are liquid, may appreciate enough to cover inflation, and are not a very risky investment. However, since they aren’t very risky, they also don’t deliver as competitive returns as other investments. Don’t get me wrong, bonds may be good to stabilize some portfolios – but I believe they don’t …

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Bonds Not for Young People
Credit Report vs Credit Score Comparison

Comparison: Credit Report vs Credit Score

  I’ve often heard people talk about credit report and credit score interchangeably. But, based on what you’ve told me, I think they are different, aren’t they? That’s right, they are related, but quite different. Your credit report contains information about your financial history and behavior, whereas your credit score summarizes these details into a …

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Credit Report vs Credit Score Comparison
FHA Loan vs Conventional Mortgage

Comparison: FHA Loan vs Conventional Mortgage

  As we’ve discussed earlier, both Conventional Mortgages and FHA Loans help us buy a home through a loan. We make a down payment, and repay the loan principal, interest, etc through monthly payments. But what are the differences between them? The main difference is in terms of credit score and minimum down payment requirements. …

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FHA Loan vs Conventional Mortgage