From Overwhelmed Parent to Money‑Confident in a Week
Set up the right accounts, insurance, guardianship, and more without needing to be a finance expert
Spending hours researching, but still worrying if you're 'doing enough' for your child's financial future? Turn your anxiety into action, get peace of mind knowing that your child will be financially set, and start building a legacy of abundance... even if you're short on time, money or financial know-how.
From college savings to insurance, wills & guardianship, and more: get clear guidance on what to do first, what can wait, and what you can skip. Designed for busy parents who want straight answers, not financial jargon.
25% Launch Discount Ends on January 31, 2026
You missed out!
You Want the Best for Your Child. But Where Do You Even Start?
As a parent, your love for your child is limitless. You dream of giving them every opportunity, building lasting generational wealth, and setting them up for a life of abundance.
You’ve spent countless hours researching, reading articles on 529s, and trying to decipher investment jargon. You know you want to give your child a head start: a life free from the student debt that plagues so many. But you’re drowning in information and paralyzed by the fear of getting it wrong.
The thought of them going to a great college, only to be held back by financial limitations, keeps you up at night. You fear that your inaction today will lead to a lifetime of regret and maybe even their resentment. This isn’t just about money – it’s about the kind of parent you want to be.
But the world of money feels overwhelming. Between diapers, daycare, and sleepless nights, how do you ensure a strong financial future without sacrificing your peace of mind?
This is the planning divide: the space between your fierce love for your child and the overwhelming complexity of building their financial future.
The truth is, you’re not an imposter. You’re not failing. You’re simply missing a clear, confident plan.
Analysis Paralysis
Drowning in conflicting online advice about 529s, UTMAs, and Roth IRAs? Overwhelmed by options and terrified of making the wrong choice, leading to frustrating inaction?
The “Now vs. Future” Squeeze
The staggering immediate costs of childcare and daily expenses make saving for college or a down payment feel like an impossible dream, leaving you stretched thin and stressed?
The Burden of the Unknown
Without a clear roadmap, you constantly worry if you’re doing enough, if you’re behind, or if one unforeseen event could unravel all your efforts, leaving your child vulnerable?
Give Them a Head Start, Not a Handicap
The time to act is now. Every day you wait is another day that the power of compounding goes unused. It’s time to move past the fear, close the gap, and build the future you’ve always dreamed of for your child. Don’t wait for peace of mind. Build it, piece by piece.
Calculate Your College Savings Goal and Discover the Power of Starting Early
Use this college cost calculator to discover how starting early makes monthly savings surprisingly manageable.
The State of Parents' Mental Health
Here are some sobering observations from the 'Parents Under Pressure' study by the National Institutes of Health
Parents reporting "feeling consumed by worries regarding money"
Parents reporting "most days they are so stressed they cannot function"
Parents reporting struggles paying for necessary health and child care needs
MONEY SMART PARENTING
From Your Child’s First Kick to First Million: A Clear, Confident Path to Financial Peace of Mind
Introducing Money Smart Parenting, the only course designed for proactive, busy parents who want to give their child the ultimate gift: a strong financial foundation. This isn’t a collection of confusing articles. It’s a simple, actionable blueprint that validates your feelings, demystifies the process, and empowers you to act with confidence.
✔ Organized, comprehensive system (not scattered articles)
✔ Expert guidance (not conflicting advice)
✔ Actionable blueprint (not theory)
✔ From a multi-award-winning platform (not just another course)
Special launch offer! Enroll now and get a 25% discount !
🔒 Secure checkout | 💳 One-time payment | ✅ 30-day guarantee
Here’s What You’ll Get When You Sign Up
Secure College Funding
Confidently handle college tuition, so your child gets a jumpstart on adult life with savings, not student debt - without sacrificing your own retirement savings.
Clarity and Confidence
Move past the jargon. Understand the real benefits and risks of each savings vehicle (529, UTMAs, etc.) so you can have confidence in your financial choice.
Say 'Yes' Without Stress
Comfortably pick the right preschool, braces, summer camp - major expenses don't cause panic because the cash is ready and tax-optimized.
Complete Peace of Mind
Finally put an end to the analysis paralysis. You’ll have a clear, step-by-step roadmap tailored to your family’s unique situation.
3 Simple Steps to Financial Peace
Step 1: Start Building Your Legacy Today
Enroll in Money Smart Parenting. This isn’t just a purchase - it’s a commitment to securing your child’s future and transforming your financial anxiety into empowering action.
Step 2: Chart Your Course
Say goodbye to feeling overwhelmed. We’ll do the heavy lifting by reviewing different options and showing you the exact pros and cons, so you can choose the right financial products for YOUR situation and create a roadmap you can implement in days - not months.
Step 3: Secure Your Child’s Financial Future
Experience the profound relief of knowing their future is secure. Rest easy, free from doubt, as you watch your child thrive, backed by the lasting financial legacy you’ve meticulously built.
Get A Complete Financial Blueprint
The 6-Step Financial Roadmap for Your Child's Success Using Strategies That Actually Work
⭐ Reviewed and refreshed every year so you are always using the latest rules, rates, and best practices ⭐
1
Module 1: Establish Your Financial Core
Learn to secure your own foundation to avoid becoming a financial burden on your child in retirement, and to protect your family from financial surprises that can undo your child's wealth-building wins.
✔ Explore retirement account options, including 401k, Traditional IRA, and Roth IRA
✔ Pick appropriate investments for retirement accounts
✔ Strategies for crushing high interest debt, including tools for debt repayment
✔ Tips on implementing lifestyle adjustments to free up cash to invest for your child
✔ Guidance on establishing an emergency fund, and making that money work harder
Videos: 5 | Time: xx min
2
Module 2: Smart Savings - Keep More Money
Learn to maximize your savings ensuring every dollar grows faster and smarter, and to
pay for childcare and healthcare expenses tax-efficiently.
✔ Open a custodial High Yield Savings Account for your child to achieve much higher interest rates than traditional savings accounts
✔ Pay for childcare expenses like daycare tax-free using Dependent Care FSA, with appropriate safeguards to ensure the most efficient use of your money
✔ Utilize a Health Savings Account (HSA) to pay for medical expenses completely tax-free, get free money from employer if eligible, and pick the right investments for long-term growth and compounding
Videos: 5 | Time: xx min
3
Module 3: Boost Returns With The Right Accounts
Learn to pick the right investment accounts for your goals, turn on automatic contributions, and confidently invest for your child’s future - letting compound growth do the heavy lifting
✔ Utilize the 529 Plan to save tax-free for college tuition after evaluating if its right for you, and use optimal investment strategies within the 529
✔ Evaluate UGMA, UTMA and traditional brokerage accounts for other long-term investments like the child's retirement
✔ Leverage a Custodial Roth IRA to harness the full power of tax-free compounding, using strategies to ensure your child has earned income
✔ Evaluate whether the Trump Account and the $1,000 government seed deposit are the right choice for your child
✔ Discover unconventional services to automatically supercharge your investments
Videos: 7 | Time: xx min
4
Module 4: Safeguard Your Child’s Future
Learn to identify the essential insurance policies you need to buy, and to create a robust safety net to have the peace of mind knowing your child’s care, income, and wishes are protected.
✔ Secure your child's health safety using your health insurance plan, keeping in mind the enrollment limitations after birth
✔ Ensure quick, easy asset transfer after you by making the right adjustments to your financial accounts
✔ Buy the right amount and type of life insurance, and from the right avenue
✔ Secure the right amount of long term disability insurance, and from the right avenue
✔ Avoid unnecessary insurance products, freeing up money for your child's investments
✔ Finalize your estate planning strategy based on a thorough understanding of Will vs different types of Trusts
✔ Prevent identity theft for your child using effective, easy-to-implement strategies
Videos: 8 | Time: xx min
5
Module 5: Go The Extra Mile
Learn to build a solid credit history for your child early, ensuring they save thousands of dollars over the long run, and to strategically help your child secure vital college scholarships and reduce big expenses during their early adult launch years.
✔ Implement the strategy to safely build your child's credit history early, providing them with a solid credit before they turn 18
✔ Discover the strategy to help your child reduce their housing cost after they turn 18, allowing them to redirect the money saved toward paying off student loans or investing
✔ Discover the strategy to ensure your child has a safe, reliable car
✔ Discover the strategies to uncover maximum possible "free money" for college through scholarships
Videos: 6 | Time: 16 min
6
Module 6: Sustain Your Financial Legacy
Learn to instill lasting wisdom by teaching your child the financial habits that will serve them for a lifetime, and to ensure they are confident and financially capable: thereby creating a sustainable launchpad for generational wealth.
✔ Implement strategies to showcase smart money behavior to inspire and positively influence your child's money habits
✔ Start instilling money-skills in your child early on using age-appropriate strategies to build a solid foundation of good money habits
Videos: 3 | Time: xx min
Bonus
Game-Changing Extras to Accelerate Your Success
Get more than just a course. Your enrollment includes three powerful bonuses designed to boost your confidence and results. Together, these bonuses give you expert assistance, community strength, and practical tools to make your financial journey easier and faster - all included at no extra cost.
AI Co-Pilot ✨
Your 24/7 Personal Finance Coach
Our intelligent AI chatbot acts as your personal financial guide, providing instant answers to your unique needs. Whether you're unsure about college savings, insurance options, or complex investment decisions, the chatbot offers clear, jargon-free guidance whenever you need it, day or night.
It helps you interpret and apply course concepts confidently, and make better, faster decisions - turning theory into action with confidence. It’s designed to empower you to achieve your objectives more effectively - so you can build your child's secure financial future with less stress and more certainty.
(educational, not financial advice)
Exclusive Private Community 🤝
Connect, Share, and Grow Together
Joining Money Smart Parenting grants you exclusive access to a private community of like-minded parents on the same financial journey. This supportive space lets you share stories, ask questions, and gain insights from others who truly understand your challenges.
It offers real-time, peer-driven learning and encouragement, creating accountability and motivation. Plus, I’ll regularly join the community to answer your questions personally and provide guidance.
Together, we build more than financial knowledge: we build confidence, friendship, and a shared commitment to securing your child’s financial future.
Smart Product Selection Tool 🛠️
Make Confident Financial Choices
As part of Money Smart Parenting, you gain exclusive access to an easy-to-use comparison tool that lets you quickly evaluate product offerings from various providers: savings accounts, IRAs, 529 plans, and more.
This resource saves you hours by enabling you to compare key features, fees, and benefits side-by-side, helping you pick the best options for your family’s unique goals.
This tool empowers you to make confident, data-driven decisions without the overwhelm or guesswork. It’s your personal financial shortcut to setting up your child financially - faster and smarter.
About The Course Creator,
Rishi Vamdatt
Rishi is pursuing his CFP® designation, and has already completed the coursework through NYU earning him a Certificate in Financial Planning.
At just 16, Rishi has achieved what takes most experts decades:
✓ Won two Plutus Awards for financial literacy content and the Singapore-based MAIA Award
✓ Earned recognition from Fidelity Investments, CBS News, Kiplinger, and more
✓ Created 1,000+ free financial educational videos reaching 5 million+ people worldwide
✓ Published 4 children's finance books
✓ Built a K-12 financial literacy platform used by teachers nationwide
✓ 1,000+ people already using Easy Peasy Finance courses
Rishi founded Easy Peasy Finance at age 8 and has spent nearly half his life studying, teaching, and simplifying personal finance. At 16, he's likely the youngest person to complete the CFP® coursework through NYU. He brings a fresh, unbiased perspective unclouded by decades of industry "that's how we've always done it" thinking.
Rishi's only goal: making financial planning accessible and actionable for busy parents. This course isn't based on personal opinion - it's built on established financial planning principles, organized into a step-by-step system designed specifically for new and expecting parents.
✓ No outdated biases from decades in the industry
✓ Current training (NYU Certificate in Financial Planning)
✓ Zero conflicts of interest (we don't sell financial products or manage investments)
✓ Thousands of hours researching what works TODAY, not 20 years ago
✓ Completely fresh, innovative, parent-focused insights without the fluff
I can't believe a video with a kid's voice taught me in 3 minutes what my account manager couldn't!
- Marcos A., YouTube viewer
Here’s what people are saying about Rishi
Kelly Lannan
Senior Vice President, Fidelity Investments
Impressed and inspired
You've certainly inspired me, and I'm just so impressed with everything you're doing.
Tim Ranzetta
Founder, Next Gen Personal Finance
Wise beyond his years
Close your eyes and you’d think you’re having a conversation with a 40-year-old.
Harlan Landes
Head of the Plutus Foundation
As good as any adult financial literacy educator
I can’t believe you’re just 15 - you could battle it out with the best adults.
Awards, Appearances and Media Mentions
Best Financial Literacy Content for Children (2021)
Best Influencer (2022)
Best Financial Literacy Content for Children (2022)
The Real Cost of Getting This Wrong
(or Not Getting Started at All)
Let's talk numbers: because the decision you're making right now has a dollar value attached to it.
$5,000
If you hired a fee-only financial planner to create a comprehensive plan for your family, you'd pay $2,500 to $5,000 for a one-time plan. Want ongoing support? Add another $150-$300 per hour for follow-up questions.
$13,500
Here's what inaction costs you: Delay starting a 529 plan by just three years while you "figure things out," and you'll need to save $245 per month instead of $170 per month to reach the same $100,000 college fund by age 18. That's an extra $13,500 you'll have to pull from your budget when life is even busier and more expensive.
$120,000
Choose the wrong life insurance, and you could pay $300-$500 extra per month for the same $500,000 coverage. Over 20 years, that's $72,000 to $120,000 wasted: money that could have been invested for your child's future instead of going to insurance company profits.
$6,650
The opportunity cost compounds over time. A $2,500 contribution made at birth grows to over $16,350 by age 18. Wait five years? It only reaches $9,700. That delay costs your child $6,650.
$15,000
And then there are the expensive mistakes many parents make without guidance, like failing to set up proper estate planning documents (which can cost your family $15,000+ in legal fees if something happens to you).
The strategies in Money Smart Parenting could help your child get tens or hundreds of thousands of dollars ahead over the next two decades. From optimized investment account selections to avoiding predatory products to harnessing compound interest from day one, every module multiplies your family's wealth. The course consolidates essential financial know-how into an easy-to-follow blueprint designed specifically for busy parents.
The course pays for itself the moment you avoid a single expensive mistake or start investing even 1 month earlier than you would otherwise have.
Money Smart Parenting
A Clear, Confident Path to Financial Peace of Mind
$
197
$
147
(with coupon code LAUNCH)
🔒 Secure checkout | 💳 One-time payment | ✅ 30-day guarantee
What You're Getting | Traditional Cost | Your Course Cost |
|---|---|---|
One-Time Plan | $2,500 - $5,000 | $197 $147 |
Ongoing Support | $150 - $300 per hour | Included (AI + Community) |
Product Comparison Tool | $100 - $200 | Included |
Total Cost | $3,000 - $5,500+ | $197 $147 |
Your Savings | Cell | 95% Savings |
25% Launch Discount Ends on January 31st 2026
You missed out!
100% Satisfaction Guarantee for 30-Days
We know that investing in your child’s financial future is a big decision, and we want you to make that choice with complete confidence. That’s why we offer a straightforward 30-day money-back guarantee on your Money Smart Parenting course enrollment.
Take your time: explore the videos, ask the AI copilot questions, and use the comparison tool for 30 days. If it doesn’t help you set up your child’s money plan, email us for a full refund. No questions asked.
Frequently Asked Questions
Great question, and one I'd ask too. Here's what makes this course different: First, I've completed the rigorous CFP® coursework through NYU - and I'm likely the youngest person ever to do so. This isn't casual research, it's professional-level training.
Second, unlike traditional financial advisors, I have ZERO conflicts of interest. I don't sell insurance products, I don't manage investments, and I don't earn commissions from recommending specific providers. My only goal is to give you unbiased, current information.
Third, I've spent over 5,000 hours creating financial education content that's reached millions of parents worldwide. My work has been recognized by industry leaders at Fidelity, featured in CBS News, and earned two Plutus Awards for financial literacy.
Finally, the strategies in this course aren't my personal opinions - they're based on established financial planning principles, vetted research, and best practices. I'm simply organizing and presenting this information in a way that's accessible and actionable for busy parents.
Think of me as a translator: I take complex financial concepts and make them easy to understand and implement. You're not trusting a teenager - you're trusting proven financial planning principles, delivered without the jargon or sales pitch.
Plus, you have 30 days to explore everything risk-free. If you don't find value, you get a full refund - no questions asked.
The course is designed for time-poor parents. It is broken into concise, digestible modules you can complete at your own pace. All the course material is immediately available to you - you can watch the videos on your schedule, in any order you like.
This course isn’t just about information; it’s about a proven, step-by-step system. We take all the disparate information and organize it into a single, cohesive roadmap, empowering you to move from analysis to action.
This is a core motivation for many of our students. We provide a clear system that is separate from any past behaviors. The course is designed to empower you with new skills and a new mindset so you can confidently forge a different path for your family and create a legacy of financial peace.
Absolutely. This course was built specifically for smart, busy parents – not financial professionals. We break down every concept into simple, actionable steps.
Our goal is to empower you to act with confidence, not to turn you into a stock market guru. There is no chance of making mistakes here because we teach you a proven system.
We know the immediate costs are overwhelming. This course addresses that head-on by helping you find small, consistent savings and tax optimization opportunities that won’t jeopardize your current budget.
Starting small and starting early is the key to harnessing the power of compounding. We’ll show you how to do it without sacrificing your financial stability.
We understand the financial squeeze new parents face. This course is an investment: it will ensure that every dollar you spend or save going forward is optimized. The cost of not having a clear plan – like missed investment growth or unnecessary debt for your child – can be exponentially higher.
This course helps you strategically allocate funds and make the most of every dollar, turning overwhelm into efficient progress.
While free information is abundant, it’s often conflicting, overwhelming, and lacks a cohesive, actionable plan. And sometimes, the information could be outright wrong!
This course eliminates analysis paralysis by providing a structured, step-by-step roadmap, expert guidance on which specific products are right for your family, and a proven system that turns information into tangible results.
It’s the difference between having all the puzzle pieces and having the complete, assembled picture. It pays for itself many times over by helping you make the right choices and avoid costly mistakes, securing a future far more prosperous than without it.
We specifically cover this fear. The course teaches you about the long-term nature of these investments and how to build a resilient plan that can withstand market volatility.
We’ll help you understand why a market downturn is not a disaster but an opportunity to invest in your child’s future at a lower cost.
Yes. Beyond the technical aspects of saving and investing, this course provides a section on how to instill a positive and healthy relationship with money in your children as they grow. Our goal is to break the cycle of financial anxiety and empower them for a lifetime.
No, this is an educational program. The AI co-pilot helps you apply concepts to your situation, but it does not provide personalized financial, legal, or tax advice.
There's no rush! You get lifetime access and can complete the course in a week, or spread it over several months.
We offer a 30-day money-back guarantee. If you don't feel confident after taking the course, we'll refund your full purchase price.
Most parents complete the course in 3-5 hours spread over 1-2 weeks. You get lifetime access, so you can move at your own pace. You can return to the modules as your child grows for relevant age-specific actions.
Money Smart Parenting is designed for ANY parent who cares about their child's future, regardless of current income level or whether you are a single-parent household. The strategies scale to your situation: whether you can save $50/month or $500/month, the system works.
Not at all! In fact, many parents find the course even MORE valuable after they've started, because:
- We show you how to optimize existing accounts
- We identify common mistakes to correct before they compound
- We fill in gaps you might have missed
- We help you make better decisions going forward
It's never too late to improve your child's financial trajectory.
Great question. Here's the comparison:
Financial Advisor:
- Costs $2,500-$5,000 for comprehensive plan
- $150-$300/hour for follow-up questions
- May have conflicts of interest (commission-based products)
- One-size-fits-all approach
- Limited ongoing support
Money Smart Parenting:
- $147 one-time payment
- Unlimited access to AI Co-Pilot for questions
- Zero conflicts of interest
- Self-paced, learn on your schedule
- Lifetime access to community support
- Full refund if not satisfied
Think of this as getting the knowledge and framework at a fraction of the cost, so YOU can make informed decisions - or work more effectively with an advisor if you choose to hire one later.
That's EXACTLY who this course is for. I assume zero prior financial knowledge. Everything is explained in plain English, not financial jargon. If a term needs to be used, I define it clearly. In fact, the course also includes a hidden gem: a full glossary of terms!
The course is built on the principle that financial planning isn't complicated - it's just been explained poorly. With the right guidance, anyone can secure their child's financial future.
Many of our students specifically chose this course because they felt intimidated by traditional financial advice. They found it refreshingly clear and actionable.
Money Smart Parenting
A Clear, Confident Path to Financial Peace of Mind
$
197
$
147
(with coupon code LAUNCH)
🔒 Secure checkout | 💳 One-time payment | ✅ 30-day guarantee
A Personal Note
You've already committed to giving your child a life filled with love. Now it's time to ensure this legacy includes opportunity, abundance, and sustainable financial wisdom for generations to come.
Give me an opportunity to be a part of this vital part of your family's journey. Together, let's transform financial anxiety into actionable plans.
Let's turn your dreams into reality.
