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Money Concepts

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Money Basics

Core money ideas every beginner should understand first.

Earning & Income

How people earn money and get paid.

Spending & Budgeting

Budgeting and smart choices about spending money.

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Banking & Saving

How banks work and savings grow over time.

Borrowing & Credit

How loans, credit cards, and scores actually work.

Investing

How stocks, funds, and bonds build wealth.

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Insurance

How insurance protects you from costly surprises.

Retirement

Saving early for a comfortable life after work.

Taxes

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Money Strategies

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Money Habits & Mindset

Daily habits that quietly build lasting wealth.

Earning & Side Hustles

Make extra money with side hustles and skills.

Smart Spending

Spend smarter on big purchases and choices.

Saving & Banking Smarter

Save more and outsmart your bank's fees.

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Debt & Credit

Pay off debt and build strong credit.

Investing & Building Wealth

Build real wealth with proven investing strategies.

Retirement Planning

Plan accounts and savings for a secure retirement.

Taxes & Wealth Strategy

Legal tax strategies to keep more money.

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Healthcare & Insurance Costs

Cut healthcare costs and understand your coverage.

Avoiding Money Traps

Spot and dodge costly financial product traps.

Debunking Money Advice

Separating real money advice from viral hype.
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Earning Income

Basics of Money

Your first tour of earning, saving, and banking.

Basics of Finance

First steps into interest, inflation, and the stock market.

Basics of Income Tax

Income types, tax returns, and why taxes matter.

Spending

Methods of Money Payment

Checks, cards, ACH, wire transfers, and direct deposit.

Saving

Basics of Banking

Banks, credit unions, accounts, checks, and ATMs.

Basics of Retirement Planning

Retirement accounts and savings, with a 401(k) deep dive.

Investing

Basics of Investing

Risk, return, diversification, and the power of compounding.

Investing in the Stock Market

Navigate stocks, ETFs, and mutual funds with confidence.

Investment Strategies

Asset allocation, rebalancing, and dollar cost averaging.

Investing in Individual Stocks

IPOs, PE ratios, and analyzing stocks like a pro.

Managing Credit

Basics of Borrowing

Loans, student loans, and mortgages made simple.

Basics of Credit Cards

Credit versus debit, and using cards wisely.

Borrowing for Your Home

Mortgages, home equity, HELOCs, and foreclosure.

Credit Score and Credit Report

What they are, why they matter, how they differ.

Managing Risk

Basics of Insurance

Get started with life, health, and auto insurance.

Financial Risk Management

Emergency funds, identity theft, bankruptcy, and wills.
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Glossary of Personal Finance Terms

Plain-English definitions for every money term you'll meet.

Kid-Friendly Infographics

Money concepts explained in a single colorful picture.

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Earning Income

How you earn, get paid, and taxed.

Spending

Planning and making smart everyday spending choices.

Saving

Setting money aside to reach future goals.

Investing

Growing money over time through smart investing.

Managing Credit

Using credit and debt responsibly and wisely.

Managing Risk

Protecting yourself with insurance and smart planning.
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Meet the Founder

Rishi Vamdatt

CFP® Exam Passed at Age 16

NJ Joint Legislative Resolution

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The award-winning teen creator behind every video, who started Easy Peasy Finance at age 8 to explain money the way he wished someone had explained it to him.

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Home » Debt & Credit » Do This To Avoid Crazy Credit Card Fees: Rishi’s Money Tip #94

Do This To Avoid Crazy Credit Card Fees: Rishi’s Money Tip #94

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Hate credit card fees?

Want to eliminate the annual fee on your credit card?

Check this out!

You may also like: 800+ Credit Score: Genius Hacks to Improve Your Score FAST

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Downloads (2)
Infographics (186)
Money Concepts (254)
- Banking & Saving (33)
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- Earning & Income (6)
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- Investing (82)
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The information presented in our videos and on this website is for educational purpose only. We are not financial advisors, and do not provide investment advise. Please consult a qualified financial advisor before making any investment decision. This site uses affiliate links: at no additional cost to you, we earn a commission if you click through & make a purchase.

Easy Peasy Finance is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

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