Resources aligned with the “Investing” standard from the National Standards in K-12 Personal Finance Education.
Investing puts your money into assets that can grow over time to fund big goals like a home, education, or retirement. Investing steadily and reinvesting your returns builds wealth, and spreading money across different choices helps manage the higher risk that comes with higher potential returns.
Prediction markets have become a fascinating intersection of finance, speculation, and real-world events. You can buy contracts tied to questions about elections, sports, weather, and much more. But understanding what you’re predicting is only part of the equation. Here, I explain how prediction markets work, how their prices relate to probabilities, and some of the …
Interactive Learning Experience: The Bucket Sorter Your savings arrive as a pile of chips, and three buckets are waiting: checking for bills, high yield savings for emergencies, and index funds for everything past that. Drag the chips wherever you think they belong. Put too little in savings and the app shows what an emergency would …
If you’re starting to take control of your finances, one of the first questions you may have is: Where should I keep my savings? High-yield savings accounts have become increasingly popular, but there’s more to choosing one than simply finding the highest advertised rate. Here, I break down what HYSAs are, how APY works, what …
Interactive Learning Experience: Index Funds and Stock Picking Every square is one company you own through an index fund. Tap any of them to watch it go bust and see what it costs you. Then switch to the view where you picked just three companies, tap once, and watch how much of your money disappear. Same …
Interactive Learning Experience: Compound Interest Calculator See how your money grows over time. Enter what you start with, what you add each month, how long you plan to invest, and the interest rate, then watch the chart build year by year. The calculator splits your final balance into the money you put in, and the interest …
Interactive Learning Experience: The Tax Timing Machine Roth and Traditional IRAs hold the same investments and grow at the same rate, so the whole question is when you pay the tax. Set your tax rate today and the rate you expect in retirement, and watch the two after-tax balances trade places. A second mode runs …
For someone just starting out, investing can feel complicated. Which stocks should you buy? How much should you invest? Should you try to beat the market? The good news is that investing doesn’t have to be that complicated. In this infographic, I break down index funds in plain English, explain why they can be such …
What could $150 a month become over several decades? The answer is a great illustration of why compound interest is such a powerful concept in personal finance. But there’s more to compounding than watching an investment balance grow. Time, contributions, returns, and even debt can all interact in ways that many people don’t fully appreciate. …
Infographic: Trump Account Explained – When is it Really a Good Deal? Trump Accounts Explained The government is giving your child a free $1,000 through the Trump Account – but if you plan to use it for college, you could cost your child $5,000! I passed the CFP® exam at 16 and have helped millions …
YouTubers Keep Giving Bad Money Advice YouTubers keep telling you to invest in real estate, crypto, and their favorite stocks – but that advice is actually making your financial situation worse, not better. Having millions of followers doesn’t necessarily mean they know how to build wealth. And the strategies that made them richer could actively …
