Resources aligned with the “Investing” standard from the National Standards in K-12 Personal Finance Education.
Investing puts your money into assets that can grow over time to fund big goals like a home, education, or retirement. Investing steadily and reinvesting your returns builds wealth, and spreading money across different choices helps manage the higher risk that comes with higher potential returns.
Infographic: Roth vs Traditional 401k – Are You Making the Right Choice? Roth vs Traditional 401k: Which is Better for Your First Job Roth or Traditional 401k? Choosing the wrong option could cost you tens of thousands of dollars, and the right answer isn’t the same for everyone. I passed the CFP® exam at 16 and …
Your first job comes with plenty of financial decisions. One of them could affect your retirement savings for decades. When you enroll in your employer’s 401k plan, you may have to choose between a Roth 401k and a Traditional 401k. What’s the difference? And how should you think about this decision when you’re just beginning …
Infographic: ETFs vs Mutual Funds Quiz: Funds for Investing Funds let you own a basket of investments in a single buy. See if you can tell an ETF from a mutual fund and active from passive management. ETFs vs Mutual Funds: A Complete Beginner’s Guide ETFs and mutual funds have one difference that could give …
ETFs and mutual funds may seem similar, but the differences between them can affect your fees, taxes, and long-term returns. If you’re new to investing, understanding how these funds work can help you make more informed decisions. In this infographic, I explain the key differences between ETFs and mutual funds, including what beginners should know …
Infographic: Infographic: A Beginner’s Guide to 403(b) Plan 403(b) Plan Explained: A Complete Beginner’s Guide Just $150 a month invested in a 403(b) can grow to over $1 million over time. But one hidden detail inside some 403(b) plans can erase hundreds of thousands of that growth. I passed the CFP® exam at 16 and …
A 403(b) can be a powerful retirement savings tool, especially for teachers, nonprofit employees, and other eligible workers. But there’s something many people don’t realize: not all 403(b) plans are created equal. Investment choices, fees, employer matching, and the choice between Traditional and Roth contributions can all have a major impact on your long-term results. …
Interactive Learning Experience: The HSA Triple Play And HSA is the one account that the tax system barely touches at all: going in, growing and coming out. See how much difference that makes compared to a regular account or a 401(k). Infographic: Health Savings Account (HSA) 101 Health Savings Account (HSA) Explained for Beginners With …
Most people think of an HSA as simply a place to set aside money for medical expenses. But an HSA has some unique tax advantages that can make it much more interesting for long-term financial planning. In this infographic, I explain how HSAs work, who can contribute, the tax benefits, investing options, and some withdrawal …
Prediction markets have become a fascinating intersection of finance, speculation, and real-world events. You can buy contracts tied to questions about elections, sports, weather, and much more. But understanding what you’re predicting is only part of the equation. Here, I explain how prediction markets work, how their prices relate to probabilities, and some of the …
Interactive Learning Experience: The Bucket Sorter Your savings arrive as a pile of chips, and three buckets are waiting: checking for bills, high yield savings for emergencies, and index funds for everything past that. Drag the chips wherever you think they belong. Put too little in savings and the app shows what an emergency would …
