Resources aligned with the “Managing Risk” standard from the National Standards in K-12 Personal Finance Education.
Life carries risks to your income, health, property, and identity, and you can accept, reduce, or transfer them. Insurance transfers risk by paying a set cost now so the insurer covers possible losses later, while guarding your personal information lowers the risk of identity theft.
Infographic: Term vs Whole Life Insurance Comparison Term vs Whole Life Insurance: Which is Better? Whole life insurance might seem like the better choice, since you get insurance and cash value. But if you believe the stacking myth, you’re in for a rude shock. I passed the CFP® exam at 16 and have helped millions improve …
Choosing life insurance can be confusing, especially when you’re just starting your financial journey. Should you choose affordable term life insurance or pay more for whole life insurance with its additional features? What’s the difference between the two? How does cash value work? And does the more expensive option actually offer better value? In this …
Part 1: What is Pet Insurance, How it Works, Types of Pet Insurance Part 2: Pros and Cons of Pet Insurance, Should You Buy, Where to Buy and Cost Introduction to Pet Insurance for Kids and Teens This video explains the concept of pet insurance in a simple, concise way for kids and beginners. It …
Part 1: What is Long Term Care Insurance, How it Works, Types of Long Term Care Insurance Part 2: Why is Long Term Care Insurance Important, What Is & Isn’t Covered, Do You Need Long Term Care Insurance Part 3: Where to Buy Long Term Care Insurance Important, It’s Cost, Factors to Consider While Buying …
Part 1: What is Long Term Care, Types of Long Term Care Part 2: Who Needs Long Term Care, How to Plan for Long Term Care Introduction to Long Term Care for Kids and Teens This video explains the concept of long term care in a simple, concise way for kids and beginners. It could …
Part 1: What is Homeowners Insurance, What is Covered and Excluded Part 2: Do you Need Homeowners Insurance, Where to Buy, What to Keep in Mind, Cost, How to File a Homeowners Insurance Claim Introduction to Homeowners Insurance for Kids and Teens This video explains the concept of homeowners insurance in a simple, concise way …
Part 1: What is Renters Insurance, What is Covered and Exclusions Part 2: Do you Need Renters Insurance, Where to Buy, Things to Keep in Mind, Cost, Filing a Claim Introduction to Renters Insurance for Kids and Teens This video explains the concept of renters insurance in a simple, concise way for kids and beginners. …
Part 1: What is Vision Insurance, What’s Covered & Not Covered, Types of Vision Insurance Part 2: Why is Vision Insurance Important, Where to Buy, The Cost, Things to Keep in Mind, Should You Have Vision Insurance Introduction to Vision Insurance for Kids and Teens This video explains the concept of vision insurance in a …
Part 1: What is Dental Insurance, How it Works, Types of Dental Insurance, What is Not Covered Part 2: Why is Dental Insurance Important, Where to Buy it, Cost, Things to Keep in Mind, Should You Have Dental Insurance Introduction to Dental Insurance for Kids and Teens This video explains the concept of dental insurance …
Part 1: What are TIPS, How TIPS Work & Protect Against Inflation, Detailed Example, How to Buy & Sell TIPS Part 2: Pros and Cons of Investing in TIPS, Who Should Invest in TIPS Introduction to TIPS for Kids and Teens This video explains the concept of TIPS in a simple, concise way for kids …
