Resources aligned with the “Risk Management and Insurance” standard from the National Standards in K-12 Personal Finance Education.
Overall Competency: Apply appropriate and cost-effective risk management strategies.
Many young adults assume that once they have health insurance, they’re financially protected. Unfortunately, that’s not always true. Here’s why medical bills can still be massive with insurance, the hidden fees built into hospital pricing, why healthcare costs continue rising, and what most people never learn about the U.S. healthcare system. This is one of …
Infographic: How to Cut Your Medical Bills by Thousands The Secret Rules of Hospital Billing (That 99% Don’t Know) Imagine getting a $9,000 hospital bill, paying it in full, and then finding out you could have saved $3,000. Studies show up to 80% of hospital bills have mistakes that cost Americans thousands – and hospitals …
A single hospital visit can turn into a major financial setback if you don’t know how medical billing and insurance actually work. The problem is that most young adults were never taught how to navigate healthcare costs, negotiate bills, or understand the protections available to them. This infographic walks through several important concepts that could …
Part 1: What is Pet Insurance, How it Works, Types of Pet Insurance Part 2: Pros and Cons of Pet Insurance, Should You Buy, Where to Buy and Cost Introduction to Pet Insurance for Kids and Teens This video explains the concept of pet insurance in a simple, concise way for kids and beginners. It …
Part 1: What is Long Term Care Insurance, How it Works, Types of Long Term Care Insurance Part 2: Why is Long Term Care Insurance Important, What Is & Isn’t Covered, Do You Need Long Term Care Insurance Part 3: Where to Buy Long Term Care Insurance Important, It’s Cost, Factors to Consider While Buying …
Part 1: What is Long Term Care, Types of Long Term Care Part 2: Who Needs Long Term Care, How to Plan for Long Term Care Introduction to Long Term Care for Kids and Teens This video explains the concept of long term care in a simple, concise way for kids and beginners. It could …
Part 1: What is Homeowners Insurance, What is Covered and Excluded Part 2: Do you Need Homeowners Insurance, Where to Buy, What to Keep in Mind, Cost, How to File a Homeowners Insurance Claim Introduction to Homeowners Insurance for Kids and Teens This video explains the concept of homeowners insurance in a simple, concise way …
Part 1: What is Renters Insurance, What is Covered and Exclusions Part 2: Do you Need Renters Insurance, Where to Buy, Things to Keep in Mind, Cost, Filing a Claim Introduction to Renters Insurance for Kids and Teens This video explains the concept of renters insurance in a simple, concise way for kids and beginners. …
Part 1: What is Vision Insurance, What’s Covered & Not Covered, Types of Vision Insurance Part 2: Why is Vision Insurance Important, Where to Buy, The Cost, Things to Keep in Mind, Should You Have Vision Insurance Introduction to Vision Insurance for Kids and Teens This video explains the concept of vision insurance in a …
Part 1: What is Dental Insurance, How it Works, Types of Dental Insurance, What is Not Covered Part 2: Why is Dental Insurance Important, Where to Buy it, Cost, Things to Keep in Mind, Should You Have Dental Insurance Introduction to Dental Insurance for Kids and Teens This video explains the concept of dental insurance …