Videos aligned with the “Credit and Debt” standard from the National Standards in K-12 Personal Finance Education.
Overall Competency: Develop strategies to control and manage credit and debt.
What most people don’t realize is that your 20s are the most crucial time in your financial life. The smallest financial decisions you make or money habits you inculcate in your 20s can have a lifelong impact on your financial security. You can either take your 20s seriously to get out of debt, build wealth …
Read More5 Tips for Managing Money in Your 20s: A Simple Guide for Financial Well-Being
A quick overview of bank checks for kids, teens and beginners. For the full video, please visit: Comparison: Credit Cards vs Debit Cards Infographic: Download a High-Quality Printable Version
A quick overview of credit cards for kids, teens and beginners. For the full video, please visit: What is a Credit Card? A Simple Explanation for Kids, Teens and Beginners Infographic: Download a High-Quality Printable Version
Do you have a mountain of credit card debt that just won’t go away no matter how hard you try? Do you feel like you want to live a debt free life but are just not sure how? If you watch this video, you will be able to get rid of credit card debt using …
Read More7 Simple Ways to Get Out of Credit Card Debt Fast and be Debt Free
A quick introduction to the world of finance for kids, teens and beginners. For the full video, please visit: What is Finance? A Simple Explanation for Kids, Teens and Beginners Infographic: Download a High-Quality Printable Version
Introduction to Borrowing and Loans for Kids and Teens This video explains the concept of a loan in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about loans, or used as a money & personal finance resource by parents and teachers as part of a …
Read MoreWhat is a Loan? A Simple Explanation of Borrowing for Kids, Teens and Beginners
When we discussed student loans, you mentioned federal and private student loans. But what is a Federal Student Loan? Federal student loans are funded by the federal government. They have a fixed rate of interest, and their terms and conditions are set by law. Students with a financial need may even qualify for a subsidized …
Read MoreComparison: Federal Student Loans vs Private Student Loans
What is a Student Loan? A student loan is a loan that you can take to pay for your college education. With the cost of college education skyrocketing, student loans help people pursue their higher education dreams even if they cannot save enough to foot the entire bill. A student loan can be used for …
Read MoreWhat is a Student Loan?
What is Foreclosure? Foreclosure is a legal process where your home is put up for sale by the lender. It happens when your home is used as a collateral for a mortgage, but you default and aren’t able to pay back. Then the lender can foreclose your home to recoup the remaining loan amount with …
Read MoreWhat is Foreclosure and How Can You Prevent It?
Howdy Wall St. Willy! My friend went to get a mortgage to buy a house but the bank that was lending the money to him asked for a down payment. So, what is a down payment anyway? A down payment is money that you pay upfront when you take a loan. For example, you usually …
Read MoreWhat is Down Payment for Mortgage?
