Infographic: Roth vs Traditional 401k – Are You Making the Right Choice? Roth vs Traditional 401k: Which is Better for Your First Job Roth or Traditional 401k? Choosing the wrong option could cost you tens of thousands of dollars, and the right answer isn’t the same for everyone. I passed the CFP® exam at 16 and …
Infographic: Credit Scores Explained – What Every Beginner Should Know Credit Scores Explained: 5 Factors That Affect Your Score Your credit score and credit report affect everything, from being able to rent a home to saving tens of thousands in interest. But understanding them doesn’t have to be complicated. I passed the CFP® exam at …
Infographic: ETFs vs Mutual Funds Quiz: Funds for Investing Funds let you own a basket of investments in a single buy. See if you can tell an ETF from a mutual fund and active from passive management. ETFs vs Mutual Funds: A Complete Beginner’s Guide ETFs and mutual funds have one difference that could give …
Infographic: Infographic: A Beginner’s Guide to 403(b) Plan 403(b) Plan Explained: A Complete Beginner’s Guide Just $150 a month invested in a 403(b) can grow to over $1 million over time. But one hidden detail inside some 403(b) plans can erase hundreds of thousands of that growth. I passed the CFP® exam at 16 and …
Interactive Learning Experience: The HSA Triple Play And HSA is the one account that the tax system barely touches at all: going in, growing and coming out. See how much difference that makes compared to a regular account or a 401(k). Infographic: Health Savings Account (HSA) 101 Health Savings Account (HSA) Explained for Beginners With …
Interactive Learning Experience: The Bucket Sorter Your savings arrive as a pile of chips, and three buckets are waiting: checking for bills, high yield savings for emergencies, and index funds for everything past that. Drag the chips wherever you think they belong. Put too little in savings and the app shows what an emergency would …
Interactive Learning Experience: Index Funds and Stock Picking Every square is one company you own through an index fund. Tap any of them to watch it go bust and see what it costs you. Then switch to the view where you picked just three companies, tap once, and watch how much of your money disappear. Same …
Interactive Learning Experience: Compound Interest Calculator See how your money grows over time. Enter what you start with, what you add each month, how long you plan to invest, and the interest rate, then watch the chart build year by year. The calculator splits your final balance into the money you put in, and the interest …
Interactive Learning Experience: The Tax Timing Machine Roth and Traditional IRAs hold the same investments and grow at the same rate, so the whole question is when you pay the tax. Set your tax rate today and the rate you expect in retirement, and watch the two after-tax balances trade places. A second mode runs …
Interactive Learning Experience: The Bare-Bones Builder Every monthly expense starts in one pile at the top. Drag each one into Survival or Nice-to-have (editing the amounts to match your own life if you want), and two emergency fund targets grow side by side. One is the number most people calculate from their whole budget, and …
