Infographic: Credit Scores Explained – What Every Beginner Should Know Credit Scores Explained: 5 Factors That Affect Your Score Your credit score and credit report affect everything, from being able to rent a home to saving tens of thousands in interest. But understanding them doesn’t have to be complicated. I passed the CFP® exam at …
Infographic: ETFs vs Mutual Funds Quiz: Funds for Investing Funds let you own a basket of investments in a single buy. See if you can tell an ETF from a mutual fund and active from passive management. ETFs vs Mutual Funds: A Complete Beginner’s Guide ETFs and mutual funds have one difference that could give …
Infographic: Infographic: A Beginner’s Guide to 403(b) Plan 403(b) Plan Explained: A Complete Beginner’s Guide Just $150 a month invested in a 403(b) can grow to over $1 million over time. But one hidden detail inside some 403(b) plans can erase hundreds of thousands of that growth. I passed the CFP® exam at 16 and …
Interactive Learning Experience: The HSA Triple Play And HSA is the one account that the tax system barely touches at all: going in, growing and coming out. See how much difference that makes compared to a regular account or a 401(k). Infographic: Health Savings Account (HSA) 101 Health Savings Account (HSA) Explained for Beginners With …
Infographic: Prediction Markets Explained for Beginners Prediction Markets Explained for Beginners: How They Really Work A prediction market lets you put money on whether a future event will happen. But did you know you can end up losing money even if you’re right most of the time? I passed the CFP® exam at 16 and …
Infographic: FAFSA for College Aid – Explained for Beginners FAFSA Explained for Beginners (and How to Maximize Your Aid) The FAFSA can help unlock grants, Federal Work-Study, student loans, and school-based aid that can dramatically lower your college costs – or even remove them entirely. But one timing mistake can drastically reduce the money available …
Interactive Learning Experience: The Bucket Sorter Your savings arrive as a pile of chips, and three buckets are waiting: checking for bills, high yield savings for emergencies, and index funds for everything past that. Drag the chips wherever you think they belong. Put too little in savings and the app shows what an emergency would …
Interactive Learning Experience: Index Funds and Stock Picking Every square is one company you own through an index fund. Tap any of them to watch it go bust and see what it costs you. Then switch to the view where you picked just three companies, tap once, and watch how much of your money disappear. Same …
Interactive Learning Experience: Compound Interest Calculator See how your money grows over time. Enter what you start with, what you add each month, how long you plan to invest, and the interest rate, then watch the chart build year by year. The calculator splits your final balance into the money you put in, and the interest …
Interactive Learning Experience: The Tax Timing Machine Roth and Traditional IRAs hold the same investments and grow at the same rate, so the whole question is when you pay the tax. Set your tax rate today and the rate you expect in retirement, and watch the two after-tax balances trade places. A second mode runs …
