Infographic: FAFSA for College Aid – Explained for Beginners FAFSA Explained for Beginners (and How to Maximize Your Aid) The FAFSA can help unlock grants, Federal Work-Study, student loans, and school-based aid that can dramatically lower your college costs – or even remove them entirely. But one timing mistake can drastically reduce the money available …
Interactive Learning Experience: The Bucket Sorter Your savings arrive as a pile of chips, and three buckets are waiting: checking for bills, high yield savings for emergencies, and index funds for everything past that. Drag the chips wherever you think they belong. Put too little in savings and the app shows what an emergency would …
Interactive Learning Experience: Index Funds and Stock Picking Every square is one company you own through an index fund. Tap any of them to watch it go bust and see what it costs you. Then switch to the view where you picked just three companies, tap once, and watch how much of your money disappear. Same …
Interactive Learning Experience: Compound Interest Calculator See how your money grows over time. Enter what you start with, what you add each month, how long you plan to invest, and the interest rate, then watch the chart build year by year. The calculator splits your final balance into the money you put in, and the interest …
Interactive Learning Experience: The Tax Timing Machine Roth and Traditional IRAs hold the same investments and grow at the same rate, so the whole question is when you pay the tax. Set your tax rate today and the rate you expect in retirement, and watch the two after-tax balances trade places. A second mode runs …
Interactive Learning Experience: The Bare-Bones Builder Every monthly expense starts in one pile at the top. Drag each one into Survival or Nice-to-have (editing the amounts to match your own life if you want), and two emergency fund targets grow side by side. One is the number most people calculate from their whole budget, and …
Infographic: Trump Account Explained – When is it Really a Good Deal? Trump Accounts Explained The government is giving your child a free $1,000 through the Trump Account – but if you plan to use it for college, you could cost your child $5,000! I passed the CFP® exam at 16 and have helped millions …
YouTubers Keep Giving Bad Money Advice YouTubers keep telling you to invest in real estate, crypto, and their favorite stocks – but that advice is actually making your financial situation worse, not better. Having millions of followers doesn’t necessarily mean they know how to build wealth. And the strategies that made them richer could actively …
Interactive Learning Experience: Where Does the Next Dollar Go You have money left over each month and five places it could go. Drag them into the order you would fund them, and watch five years play out as the money runs down your list. Some runs hit you with a job loss and some do not, …
Interactive Learning Experience: Beat the Market Twenty years, one decision each year: buy the index fund, or pick five stocks. Your money is tracked against what you would have had by simply holding the index the whole way. At the end, replay your exact strategy a thousand times with a single button click to see where …
