5 Money Mistakes to avoid in Your 20s and how to fix them

5 Money Mistakes to avoid in Your 20s and How to Fix Them

One of the best times financially is when you’re in your 20s – you’re likely not married, don’t have a mortgage or other obligations, and your job is probably the least demanding it will ever be. If you take advantage of this time, you’ll be very well off in the future, but if you waste …

Read More5 Money Mistakes to avoid in Your 20s and How to Fix Them

5 Money Mistakes to avoid in Your 20s and how to fix them
7 Reasons ALL Kids Must Learn About Personal Finance

7 Reasons ALL Kids Must Learn Personal Finance

Did you know? 50% of American households live paycheck to paycheck 44% of Americans don’t have enough cash to cover a $400 emergency expense The average American household’s credit card debt is $5,700 A third of Americans have saved nothing for retirement 80% of Americans’ retirement plan is to keep working Sources: MarketWatch, Money, Employee …

Read More7 Reasons ALL Kids Must Learn Personal Finance

7 Reasons ALL Kids Must Learn About Personal Finance
Will Estate Planning Succession Planning

What is a Will? Succession Planning or Estate Planning Basics

Howdy Wall St. Willy! All this Halloween spooky stuff is making me think about death. So, what will happen to all of my stuff if I die? Well, you can always have a will. What is a will? A will is a document that your write which states all the people who will get your …

Read MoreWhat is a Will? Succession Planning or Estate Planning Basics

Will Estate Planning Succession Planning
What to do if you are a Victim of Identity Theft - ID Theft

What to do if You Are a Victim of Identity Theft / ID Theft?

  We have talked about what identity theft is, and why it is bad. But what should I do if I am a victim of ID theft? As soon as you find out that you are a victim of identity theft, you need to take a few immediate steps. First, call the fraud department of …

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What to do if you are a Victim of Identity Theft - ID Theft
How to Review a Credit Report

How to Review Your Credit Report?

  When we talked about credit report, you said I should review it periodically. But why do I need to review my credit report? You need to review your credit report because any incorrect information on your credit report can negatively impact your loan applications, like a mortgage, and credit card applications. Also, reviewing your …

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How to Review a Credit Report
Identity Theft

What is Identity Theft?

  Recently, I read about identity theft. But what exactly is identity theft? Identity theft or ID theft is when someone steals your personal or financial information and uses it to commit fraud, in your name. What kind or fraud? Why is identity theft so bad? ID theft can have a huge financial impact, since …

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Identity Theft
Credit Report vs Credit Score

Comparison: Credit Report vs Credit Score

  I’ve often heard people talk about credit report and credit score interchangeably. But, based on what you’ve told me, I think they are different, aren’t they? That’s right, they are related, but quite different. Your credit report contains information about your financial history and behavior, whereas your credit score summarizes these details into a …

Read MoreComparison: Credit Report vs Credit Score

Credit Report vs Credit Score
How to Get a Free Credit Report

How to Get a Free Credit Report

  We’ve talked about the importance of periodically reviewing our credit report. But is there a way to get a copy of my credit report for free? Each credit bureau offers your credit report for a small fee, but yes, you can also get a copy of your credit report totally free through other avenues. …

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How to Get a Free Credit Report

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