Should you prioritize paying off student loans or investing? Wondering whether to pay off student debt or invest? If you throw every dollar at your loans, you might miss out on growing your money. But if you focus too much on investing, debt could drag you down. Tricky, right? Don’t worry, I’ve helped millions improve …
Your money mindset shapes your entire life, more than just your bank balance. When you feel like you’re growing your money, you get braver. You ask for raises, explore new jobs, and take chances. But if you feel buried in debt, it can trap you in place. You might stay stuck in a job you …
Here’s something few people realize: Your decision to pay off student loans or invest affects way more than just your debt balance or investment portfolio. Take Allen and Manny: 🔹 Allen paid off his loans quickly but had no savings for a house. He had to delay buying for years.🔹 Manny kept paying loans slowly …
💰 Would you turn down $40,000 in free money? If you earn $60,000 and your company matches your 401(k) contribution up to 3%, that’s $1,800 instantly added to your account. Invest that, and in 30 years it could grow into over $40,000. Skip the match to focus on paying off loans? You’re leaving that $40,000 …
💡 Pay Off Student Loans or Invest? Here’s My Simple Framework Step 1️⃣: Take the free money first. If your employer offers a 401(k) match, grab it. That’s priority #1 – nothing beats a guaranteed 100% return. Step 2️⃣: Check your loan rates. Below 7%? Investing will likely grow your wealth faster. Above 7%? Paying …
A visual representation of the Income Driven Repayment (IDR) plan for student debt. Download Infographic
What if your next paycheck was missing hundreds of dollars – with zero warning? Or your entire tax refund just disappeared? That’s not a glitch – it’s the government. If you’re in student loan default, your money is on the line. But don’t panic – there’s still time to take action. I’ve helped millions improve …
A visual comparison of the student loan / debt rehabilitation and consolidation processes. Download Infographic
A visual representation of the student loan / debt consolidation process. Download Infographic
A visual representation of the post default collection process for student loans. Download Infographic