Teens are turning screen time into income! Teens today don’t need to wait until college to start earning. With nothing more than a smartphone and a little creativity, they can launch online side hustles that bring in real income. No job experience required. The best part? These skills don’t just make money now – they …
Your money mindset shapes your entire life, more than just your bank balance. When you feel like you’re growing your money, you get braver. You ask for raises, explore new jobs, and take chances. But if you feel buried in debt, it can trap you in place. You might stay stuck in a job you …
Here’s something few people realize: Your decision to pay off student loans or invest affects way more than just your debt balance or investment portfolio. Take Allen and Manny: 🔹 Allen paid off his loans quickly but had no savings for a house. He had to delay buying for years.🔹 Manny kept paying loans slowly …
💰 Would you turn down $40,000 in free money? If you earn $60,000 and your company matches your 401(k) contribution up to 3%, that’s $1,800 instantly added to your account. Invest that, and in 30 years it could grow into over $40,000. Skip the match to focus on paying off loans? You’re leaving that $40,000 …
💡 Pay Off Student Loans or Invest? Here’s My Simple Framework Step 1️⃣: Take the free money first. If your employer offers a 401(k) match, grab it. That’s priority #1 – nothing beats a guaranteed 100% return. Step 2️⃣: Check your loan rates. Below 7%? Investing will likely grow your wealth faster. Above 7%? Paying …
0% APR isn’t free money, unless you use it wisely! That “no interest for 18 months” credit card offer? It can be a smart move, or an expensive trap. Here’s how to avoid getting burned:➡️ Do the math upfront➡️ Set up autopay for that amount Use 0% APR as a tool, not a temptation.
Thinking of closing that old credit card you never use? Think again. It might feel like you’re simplifying your finances, but it could actually hurt your credit score in two big ways:1️⃣ Your credit history gets shorter, which lowers the average age of your accounts2️⃣ Your total credit limit drops, increasing your credit utilization ratio …
Banks Are Winning, and You Don’t Even Know You’re Losing Every year, millions of people fall into credit card traps that look harmless, but quietly drain their wallets. 💰 A cashier paid $30,000 more on her mortgage just for closing an old credit card💳 A traveler missed out on $1,000+ in free perks because she …
💳 No savings? Most people turn to credit cards or payday loans. But here’s the trap:📈 Credit cards often charge 20%+ interest💸 Payday loans? Even worseAnd the cost isn’t just financial Debt wears you down:😵 It affects your sleep💔 Strains your relationships🧠 Wrecks your mental health You feel stuck: always playing catch-up, never getting ahead. …
Introduction to Securities for Kids and Teens This video explains the concept of securities in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about securities, or used as a money & personal finance resource by parents and teachers as part of a Financial Literacy course …