“So, which stablecoin should I use?”
Great question. And the answer is simple: 👉 Fiat-backed stablecoins.
They’re backed 1:1 by real dollars held in reserve, making them the safest and most reliable option for everyday use.
Unlike algorithmic or crypto-backed stablecoins, fiat-backed coins:
✅ Maintain a stable $1 value
✅ Are easier to understand
✅ Offer the closest experience to actual cash
✅ Are becoming more regulated (thanks to the GENIUS Act)
Whether you’re getting paid across borders, avoiding high wire fees, or just exploring crypto, start with fiat-backed.
⚠️ And remember: always use reputable platforms like Coinbase or Kraken, and don’t treat stablecoins like a savings account.
