Interactive Learning Experience: The Tax Timing Machine Roth and Traditional IRAs hold the same investments and grow at the same rate, so the whole question is when you pay the tax. Set your tax rate today and the rate you expect in retirement, and watch the two after-tax balances trade places. A second mode runs …
Infographic: Trump Account Explained – When is it Really a Good Deal? Trump Accounts Explained The government is giving your child a free $1,000 through the Trump Account – but if you plan to use it for college, you could cost your child $5,000! I passed the CFP® exam at 16 and have helped millions …
Interactive Learning Experience: Where Does the Next Dollar Go You have money left over each month and five places it could go. Drag them into the order you would fund them, and watch five years play out as the money runs down your list. Some runs hit you with a job loss and some do not, …
Infographic: Are You Walking Away From Your Employer’s Free Money? 401k Employer Match Explained (And the Traps to Avoid) Imagine your employer gives you $256,000 in free money, and you lose every single penny without doing anything wrong. All because you missed this one thing buried in the fine print that gives your employer the …
Interactive Learning Experience: Beat the Market Twenty years, one decision each year: buy the index fund, or pick five stocks. Your money is tracked against what you would have had by simply holding the index the whole way. At the end, replay your exact strategy a thousand times with a single button click to see where …
Infographic: Why Two People Earning the Same Pay Very Different Taxes The Financial System Is Rigged – Here’s How to Join the Top 1% What I’m about to show you might make you think the financial system is broken – it’s actually working exactly how it was designed to: helping the 1%. I’ll show you …
Infographic: $100 in Your 20s vs. $1,000 in Your 40s Why $100 in Your 20s Beats $1,000 in Your 40s You could invest ten times less than your neighbor – and still retire richer! Don’t believe me? I’ll reveal the one advantage you have right now that you can’t buy back later. Plus three investing …
I’ve seen a consistent pattern when it comes to wealth building. It’s not about complexity. It’s not about picking the perfect stock. It’s about understanding one advantage that diminishes every year you wait. Here’s a simple comparison that reframes how young adults should think about investing.
Don’t delay investing – start with these 3 moves, ranked in the order that actually works. Move one: Claim your 401(k) match first. That’s free money, and it compounds for decades. Move two: Open a Roth IRA. Your money grows tax-free forever. Move three: Use a regular brokerage account for medium-term goals. This is for …
Everyone knows someone who looks like they’ve figured money out: New car, constant travel and lifestyle upgrades that seem effortless. But appearance and financial reality are often very different things. I break down why so many smart, high-earning people feel stuck despite doing “everything right,” and how modern money habits quietly work against them. If …
