Rishi Vamdatt · Passed the CFP® Exam at 16 
From credit cards to Buy Now Pay Later, payment systems are designed to feel effortless. But that ease comes with behavioral consequences most people overlook. This infographic explains how these systems influence spending decisions and reshape how we perceive cost in everyday purchases.
There’s no shortage of investing advice online: Buy index funds, invest early, stay consistent. But very few people talk about when each financial decision should come first. Getting the sequence right can be just as important as choosing the right investments. Here, I share a practical roadmap inspired by concepts I learned while preparing for …
One of the best employee benefits available is also one of the most misunderstood. Many people know they should contribute to a 401k, but very few understand all the rules that determine how much free money they receive – and whether they actually get to keep it. Missing one small detail could have consequences years …
Interactive Learning Experience: Beat the Market Twenty years, one decision each year: buy the index fund, or pick five stocks. Your money is tracked against what you would have had by simply holding the index the whole way. At the end, replay your exact strategy a thousand times with a single button click to see where …
When people hear the word “investing,” many immediately think of stock picking. But investing is much bigger than that. Understanding how money grows, how risk works, and how different investment options compare can make a huge difference in your long-term financial future. That’s exactly what I cover in this infographic: a beginner-friendly guide designed to …
Infographic: Fact Checking Rich Dad Poor Dad Rich Dad Poor Dad: Genius or Bad Advice? When I first read Rich Dad Poor Dad, I was hooked. The advice is genius on the surface: who doesn’t want to earn money while they sleep? But the more I learned about actual financial planning, the more I noticed …
Some of the most dangerous financial advice comes from a book your parents probably recommended. Take the corporation strategy in Rich Dad Poor Dad. It isn’t aggressive tax planning, it’s just illegal. Using a corporation to pay your personal living expenses is tax fraud, and I learned exactly why while studying for the CFP® exam …
Infographic: 3 Ways Companies Legally Take Your Money How Companies Are Legally Stealing From You (And How to Stop Them) These are three ways billion-dollar companies are legally stealing thousands of dollars from you. Here’s how to stop them – from someone who passed the CFP® exam at 16 and has helped millions improve their …
Most people worry about obvious financial mistakes. The bigger problem? Many of the most expensive money mistakes don’t feel like mistakes at all. They look like convenience, flexibility, or even smart financial planning. This infographic breaks down three popular financial products that can quietly cost you thousands of dollars when you don’t fully understand the …
Millionaires Keep Giving Bad Money Advice Celebrities and finance influencers keep telling you to earn passive income, find tax loopholes, and cut your spending – but that advice is actually making your financial situation worse, not better. Having millions of followers doesn’t necessarily mean they know how to build wealth. And the strategies that made …
