Are you leaving free money on the table?
Here’s how a 401(k) match actually works (and why it’s a no-brainer):
- Let’s say your employer matches 5% of your salary
- You make $50,000/year
- You contribute $2,500 to your 401(k)
- They contribute another $2,500
🎉 That’s a 100% return instantly: no risk, no guesswork! And now you’ve got $5,000 going toward your retirement… and you only paid for half of it!
This is one of the easiest ways to grow wealth, yet so many people don’t take full advantage of it.
💡 If your job offers a 401(k) match, contribute at least enough to get the full match. Otherwise, you’re saying “no thanks” to free money.
