Building a multi-million dollar portfolio is about a system, not luck.
Here are the 5 cheat codes to master:
1️⃣ Kill the Fees: Swap 1% advisor fees for low-cost Index Funds (VOO/VTI). It could save you $400k.
2️⃣ Own Everything: Don’t pick stocks. Index funds let you own the entire market automatically.
3️⃣ Free Money First: Max your 401k match (100% ROI) and use a Roth IRA for tax-free growth.
4️⃣ The 1% Bump: Save 15% of your income. If you can’t, start lower and increase it by 1% every year.
5️⃣ Stay Bored: Ignore the news. Market crashes are temporary; recovery is inevitable.
Discipline beats intelligence every single time.
