Before we dive into the moves that’ll get you to an over 800 credit score, let me show you something that’s going to blow your mind. Here’s a crazy fact: over 26% of credit reports contain errors that are silently destroying people’s scores. I’m going to reveal the biggest credit score myth that’s probably costing …
Thinking of closing old credit cards to be more “responsible”? It might seem like a smart move, but it can actually hurt your credit score. Here’s why: Your score factors in both your credit utilization (how much of your available credit you’re using) and your average account age (how long you’ve had credit). For example, …
Did you know the timing of your credit card payments can make a big difference in your credit score? Most people pay their credit card bill after it arrives, but here’s a smarter strategy: Pay before your statement date. When you pay down your balance before the statement closes, your credit report shows a lower …
Looking for a quick way to boost your credit score, without paying down debt? Here’s a smart move: Ask your credit card company for a credit limit increase. Here’s why it works: If your card limit is $5,000 and you typically spend $1,000, your utilization is 20%. But if your limit increases to $10,000, that …
Are you ready to unlock the secrets to an 800+ credit score? 📈 Here are 5 proven strategies to increase your credit score – fast. Whether you’re new to credit or looking to boost your score, these credit score hacks and credit repair tips can make a real difference. ✅ How to use a free, …
Did you know the average American household carries over $6,000 in credit card debt? That’s like slowly sinking your savings instead of funding a dream vacation, every single year. I’m going to show you the 7 credit card traps banks don’t want you to know about. These credit card mistakes create the difference between financial …
A visual representation of the cycle for improving your credit score. Download Infographic
Introduction to Credit Bureau for Kids and Teens This video explains the concept of a Credit Bureau in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about Credit Bureaus, or used as a money & personal finance resource by parents and teachers as part of …
Here is a tool that can help you build good credit & a great credit score if used wisely. Curious? Check this out!
Credit cards make it super-easy to overspend! How can you put an end to it and get your finances in order? Here’s a super-simple trick!