Before we dive into the moves that’ll get you to an over 800 credit score, let me show you something that’s going to blow your mind. Here’s a crazy fact: over 26% of credit reports contain errors that are silently destroying people’s scores. I’m going to reveal the biggest credit score myth that’s probably costing …
Did you know the average American household carries over $6,000 in credit card debt? That’s like slowly sinking your savings instead of funding a dream vacation, every single year. I’m going to show you the 7 credit card traps banks don’t want you to know about. These credit card mistakes create the difference between financial …
Introduction to Credit Bureau for Kids and Teens This video explains the concept of a Credit Bureau in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about Credit Bureaus, or used as a money & personal finance resource by parents and teachers as part of …
Did you know there’s a super simple way to improve your credit score? Find out more!
Credit cards can be invaluable if you use them correctly. You will be able to enjoy incredible perks and high cash back, build credit, avoid fees, and so much more! In this post, I’ll share 5 brilliant tips to help you get the most out of your credit card. 1. Look for cards with perks that …
How to Improve Your Credit Score A good credit score can unlock very important doors that make your life easy and save you thousands of dollars over time. A good credit score not only makes it easier to get loans and credit cards, but it is vital if you want a low interest rate on …
When we talked about credit report, you said I should review it periodically. But why do I need to review my credit report? You need to review your credit report because any incorrect information on your credit report can negatively impact your loan applications, like a mortgage, and credit card applications. Also, reviewing your …
I’ve often heard people talk about credit report and credit score interchangeably. But, based on what you’ve told me, I think they are different, aren’t they? That’s right, they are related, but quite different. Your credit report contains information about your financial history and behavior, whereas your credit score summarizes these details into a …
We’ve talked about the importance of periodically reviewing our credit report. But is there a way to get a copy of my credit report for free? Each credit bureau offers your credit report for a small fee, but yes, you can also get a copy of your credit report totally free through other avenues. …