Rishi Vamdatt · Passed the CFP® Exam at 16 
Opening a bank account is one of the earliest financial decisions many teens make. But very few people are taught what actually separates a good account from a bad one. Hidden fees, ATM access, and overdraft policies can make a big difference, especially for someone just starting to manage their money. Helping young people understand …
We spend a lot of time teaching kids math, science, and history. But one of the most important life skills often gets overlooked: how to manage money. The habits people build early around spending, saving, and earning can shape their financial confidence for years to come. Here, I share nine foundational money habits that can …
Many young professionals feel like the math isn’t working. Housing prices have surged. Student debt has grown dramatically. And retirement planning has shifted from guaranteed pensions to self-directed investing. So it raises an important question: Did previous generations have an easier path to building wealth? I break down the structural changes that created today’s wealth …
Infographic: Rich vs Poor Mindset: 9 Money Rules Parents Use to Raise Millionaire Kids Quiz: Money Management Secrets Think a bigger paycheck is the secret to getting rich? Not quite! Test yourself on the simple money habits that actually build lasting wealth, no matter how much you earn. 9 Money Rules Rich Parents Use to …
The way we learn about money growing up shapes almost every financial decision we make later in life. Some families focus on saving and avoiding mistakes. Others emphasize ownership, long-term thinking, and building wealth. That difference in perspective often explains the gap between the rich vs poor mindset. Here, I explore the financial principles wealthy …
College Student Housing Options Comparison – Infographic College Student Housing Options Breakdown: The Real Trade-Offs Most students pick their college housing based on vibes, but the wrong choice can cost you $70,000! I’ll break down the real costs of living at home, with roommates, and in a dorm so you can make the smartest decision …
Most students choose their college housing based on convenience or social life. Very few run the numbers. But the difference between common student housing options can add up to nearly $70,000 over four years. That decision doesn’t just affect your college experience – it can shape your student debt, investing timeline, and financial freedom. I …
Infographic: California Billionaire Tax & Billionaires Leaving California Why Billionaires Are Fleeing California Peter Thiel saved a billion dollars by just changing his address! You might not be a billionaire, but there’s a lesson here that could save you thousands. I’ll show you what this story really means for your money. The California Billionaire Tax: …
The proposed California wealth tax isn’t just a political headline. It’s a case study in decision-making under changing financial rules. With discussions of a potential California billionaire exodus dominating conversations, one thing is clear: high-level financial decisions are rarely emotional. They’re calculated. Here, I unpack what’s unfolding, and why the mindset behind these moves is …
Infographic: $100 in Your 20s vs. $1,000 in Your 40s Why $100 in Your 20s Beats $1,000 in Your 40s You could invest ten times less than your neighbor – and still retire richer! Don’t believe me? I’ll reveal the one advantage you have right now that you can’t buy back later. Plus three investing …
