Investing Directly in Stocks vs Mutual Funds

Comparison: Direct Investment in Stocks vs Mutual Funds – Pros and Cons

If I want to invest in stocks, should I invest directly in individual stocks, or use equity mutual funds instead? And what factors should I consider when making my choice? The biggest factor to consider is diversification. If you invest directly in stocks, you would invest in 5, 10, maybe 20 individual stocks at most. …

Read MoreComparison: Direct Investment in Stocks vs Mutual Funds – Pros and Cons

Investing Directly in Stocks vs Mutual Funds
Federal Student Loans vs Private Student Loans

Comparison: Federal Student Loans vs Private Student Loans

When we discussed student loans, you mentioned federal and private student loans. But what is a Federal Student Loan? Federal student loans are funded by the federal government. They have a fixed rate of interest, and their terms and conditions are set by law. Students with a financial need may even qualify for a subsidized …

Read MoreComparison: Federal Student Loans vs Private Student Loans

Federal Student Loans vs Private Student Loans
Index Funds vs Mutual Funds

Comparison: Index Funds vs Mutual Funds

Howdy Wall St. Willy! Sometime ago you talked to me about Index Funds and Mutual Funds, but what are some of the differences between them? Index funds are Passively Managed Funds. But when we say mutual funds, we usually refer to Actively Managed Funds. The main difference is the way they make their investments. Index …

Read MoreComparison: Index Funds vs Mutual Funds

Index Funds vs Mutual Funds
Actively Managed Funds vs Passively Managed Funds

Comparison: Actively Managed Funds vs Passively Managed Funds

Howdy Wall St. Willy! Sometime ago we talked about Actively Managed Funds and Passively Managed Funds. But can you tell me some of the differences between them? The main difference between actively managed funds and passively managed funds is their investment philosophy. Which means that the actively managed funds believe that getting returns better than …

Read MoreComparison: Actively Managed Funds vs Passively Managed Funds

Actively Managed Funds vs Passively Managed Funds
Mortgage Interest Rate - Fixed vs Floating

Comparison: Mortgage Interest Rate – Fixed vs Floating / Adjustable (ARM)

Howdy Wall St. Willy! Earlier you talked to me about a mortgage. But I want to know about the different kinds of interest on a mortgage. Can you tell me about that? Of course, I can. The different types of interest for a mortgage are mainly fixed interest or floating interest. Floating interest is also …

Read MoreComparison: Mortgage Interest Rate – Fixed vs Floating / Adjustable (ARM)

Mortgage Interest Rate - Fixed vs Floating
Asset Classes

What are Asset Classes?

Howdy Wall St. Willy! Some time ago, on TV, I heard about an asset class. But what is an asset class anyway? An asset class is a group of assets in which you can invest your money. Everything within a specific asset class also shows similar traits. What do you mean by similar traits? And …

Read MoreWhat are Asset Classes?

Asset Classes
Checking Account vs Savings Account

Comparison: Checking Account vs Savings Account

  You already told me what a checking account is and what a saving account is. But what is the difference? Well, what kind of difference do you want to learn about? How do you go about taking money out of the checking or savings account using an ATM, or moving money from the account …

Read MoreComparison: Checking Account vs Savings Account

Checking Account vs Savings Account
Credit vs Debit Card

Comparison: Credit Cards vs Debit Cards

  My friend told me that his credit card is better than my debit card. But is that true? Is there even a difference? Yes, there are a couple of differences. Well then, what are they? First of all, for credit cards, you borrow the money from the bank. But with debit cards, you use …

Read MoreComparison: Credit Cards vs Debit Cards

Credit vs Debit Card

Start Now - It's Completely Free!

No spam guarantee - You can unsubscribe at any time.