Federal Student Loans vs Private Student Loans

Comparison: Federal Student Loans vs Private Student Loans

When we discussed student loans, you mentioned federal and private student loans. But what is a Federal Student Loan? Federal student loans are funded by the federal government. They have a fixed rate of interest, and their terms and conditions are set by law. Students with a financial need may even qualify for a subsidized …

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7 Reasons ALL Kids Must Learn About Personal Finance

7 Reasons ALL Kids Must Learn Personal Finance

Did you know? 50% of American households live paycheck to paycheck 44% of Americans don’t have enough cash to cover a $400 emergency expense The average American household’s credit card debt is $5,700 A third of Americans have saved nothing for retirement 80% of Americans’ retirement plan is to keep working Sources: MarketWatch, Money, Employee …

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Actively Managed Funds vs Passively Managed Funds

Comparison: Actively Managed Funds vs Passively Managed Funds

Howdy Wall St. Willy! Sometime ago we talked about Actively Managed Funds and Passively Managed Funds. But can you tell me some of the differences between them? The main difference between actively managed funds and passively managed funds is their investment philosophy. Which means that the actively managed funds believe that getting returns better than …

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Diversification

What is Diversification and Why Should You Diversify?

Howdy Wall St. Willy! In the newspaper I read about diversification, but what is diversification anyway? Diversification is investing money in different things instead of investing all of your money in just one or two things. Why would I need diversification? You need diversification to reduce the risk of losing money or getting negative returns Well, …

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What is Fundamental Analysis

What is Fundamental Analysis and Why Should You Use it?

What is Fundamental Analysis? Fundamental analysis is a type of analysis you could use to identify the companies or stocks you want to invest in. Fundamental analysis takes into account multiple factors and how they may influence the company’s future growth prospects, to see if the company is overvalued or undervalued. There is no way …

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