Resources aligned with the “Managing Credit” standard from the National Standards in K-12 Personal Finance Education.
Credit lets you buy now and pay later, usually with interest. Riskier borrowers are charged more. Lenders judge you by your credit history and score, so building good credit keeps borrowing affordable and within reach.
A BNPL vs Credit Cards Comparison for Kids and Teens This video performs a comprehensive BNPL vs credit cards comparison in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about the differences between BNPL and credit cards, or used as a money & personal finance …
Part 1: What is a Zero Down Mortgage, How Does it Work, Who Can Get a Zero Down Payment Mortgage Part 2: Advantages and Disadvantages of Zero Down Mortgages, Should You Get It Introduction to a Zero Down Mortgage for Kids and Teens This video explains the concept of a zero down mortgage in a …
Part 1: What is Buy Now Pay Later, How Does BNPL Work, An Example, How to Use BNPL Part 2: Advantages and Disadvantages, Should You Use Buy Now Pay Later Introduction to Buy Now Pay Later (BNPL) for Kids and Teens This video explains the concept of buy now pay later in a simple, concise …
Introduction to a Prepaid Card for Kids and Teens This video explains the concept of a Prepaid Card in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about a prepaid debit card, or used as a money & personal finance resource by parents and teachers …
Introduction to Credit Bureau for Kids and Teens This video explains the concept of a Credit Bureau in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about Credit Bureaus, or used as a money & personal finance resource by parents and teachers as part of …
Introduction to Mortgage Refinancing for Kids and Teens This video explains the concept of refinancing in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about mortgage refinancing, or used as a money & personal finance resource by parents and teachers as part of a Financial …
Introduction to APR vs Interest Rate for Kids and Teens This video does an Annual Percentage Rate or APR vs Interest Rate comparison in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about APR and interest rate, or used as a money & personal finance …
Introduction to Gift Cards for Kids and Teens This video explains the concept of gift cards in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about gift cards, or used as a money & personal finance resource by parents and teachers as part of a …
Introduction to Debt for Kids and Teens This video explains the concept of debt in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about debt, or used as a money & personal finance resource by parents and teachers as part of a Financial Literacy course …
Introduction to Store Credit Cards for Kids and Teens This video explains the concept of store credit cards in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about store cards, or used as a money & personal finance resource by parents and teachers as part …