Videos aligned with the “Investing” standard from the National Standards in K-12 Personal Finance Education.
Overall Competency: Implement a diversified investment strategy that is compatible with personal financial goals.
What is PEG ratio? PEG ratio is price-to-earnings to growth ratio. It is a stock’s PE ratio divided by the growth rate of its earnings. For example, if a stock has a PE of 12, and its growth rate is 20%, the PEG ratio is 12/20 or 0.6. Why do we need PEG ratio …
When we talked about PE ratio, you told me that it can be used to judge whether a stock is over-priced or under-priced. So, does a low PE mean that a stock is under-priced, and a high PE mean that the stock is over-priced? Not really. Just knowing a stock’s PE ratio doesn’t help …
What is liquidity? Liquidity means how easily an asset or investment can be converted into cash. If an asset can be easily bought or sold in the market at a price close to its true value, it’s considered liquid. Which assets are liquid, and which ones are not? Cash is of course the most …
Introduction to Retirement Planning for Kids and Teens This video explains the concept of saving for retirement in a simple, concise way for kids and beginners. It could be used by kids & teens to learn about retirement planning, or used as a money & personal finance resource by parents and teachers as part of …
We’ve talked about banks. But I recently read about an investment bank. But what is an investment bank anyway? An investment bank is a specialized type of bank that performs large and complex financial transactions, usually for other companies or governments. What does an investment bank do? An investment bank helps companies raise money …
I recently read about an Electronic Communication Network. But what is it anyway? An electronic communication network, or ECN, is a computerized system used for buying and selling securities, and is an alternative to stock exchanges. It is where buy and sell orders from different market participants are directly matched, eliminating middlemen like brokers. …
What is a municipal bond? Municipal bonds are debt securities issued by cities, states, counties, or other local governments. They are also commonly known as Munis, and could be issued for 1 to 10 years. Why is a municipal bond issued? These bonds are issued to raise funds for public projects like highways, schools, …
I’ve heard people talk about bull markets and bear markets. But what does it even mean? A bull market is when the stock prices keep going up for a long time, and a bear market is when the stock prices keep going down for a long time. Even though the terms bull and bear …
Heard about topline and bottomline on TV. But what do Topline and Bottomline mean? Topline is the Revenue or the gross sales of the company. Bottomline is the net profit of the company, which is calculated by adding other income to, and subtracting various expenses from the top line. The other income can be …
What is a treasury bond? A treasury bond is a debt security issued by the government, with a maturity of 30 years. It is also commonly called T-bond. How do treasury bonds work? Treasury bonds pay a fixed rate of interest. When you buy a treasury bond, you get the interest or coupon every …
